frequently asked questions
- We gather all the needed information regarding what type of car the client wants or the budget they are working with. This includes inquiring about current vehicles in the home and job descriptions to see if there are any additional rebates the client may be eligible for.
- Ask the client to submit a credit application so they can be next on our to-do list.
- Once the application is received, we quote vehicles.
- After the client agrees to a particular vehicle, we submit an application to a dealership with the requested car.
- Once the bank approves the client, we call the insurance company and set up a delivery date, usually the same or next day, with either new or transfer plates.
- Upon delivery, the client will receive the new car and any paperwork that needs to be signed.
- If there is a lease return or a car that is being traded in, we take the old car away for them.
Money can be used to lower the monthly cost or out of pocket for the new car.
Since we have access to all brands and know which dealer is offering the biggest discount—our clients always win!
Many factors can help the client make this decision. Most people like leasing because they change into a new car every 36-48 months and are covered by manufacturer warranties. Some folks like keeping vehicles for over six years, so that purchase could be a better option. At the end of the day, it comes down to what their driving habits are. If the client can stay within the contracted miles, leasing is a great option. If the client does too little or way too many miles per year, then purchase can be the better choice, assuming rates are favorable.
Pricing on our vehicles has already been negotiated for you, so there is no need to play the dealer games and get into a back-and-forth.
- Make sure to get as many miles as you need; we will be glad to help you calculate it.
- Consider a larger vehicle if you are planning on having kids to avoid terminating a lease early.
- Take care of the car as if you own it since it will be inspected at the end of the lease for excessive wear and tear.
Credit score affects leasing or buying just as in any transaction in which credit is checked. Approvals are rated by tiers ranging from 1-10. Top Tier usually starts at 720 and above.
Numbers discussed in relation to a monthly payment, terms and conditions, cash due at signing, miles requested, and residual value are just a few of the important information pieces needed.
Yes, we handle leases and purchases and utilize all the banks that dealers allow.
Multiply the number of payments and out-of-pocket expenses for each option to see what makes the most sense for you.
We only offer closed-end leases, so you are protected, and the lease ends at the desired timeframe with no additional obligations.
Your desired contracted miles are spread out over the full term of the lease. In most cases, it is between 10k and 20k miles per year. In other instances, some banks will allow as low as 5k miles per year if available.
It is possible, but each case is handled accordingly when checking a vehicle’s market value.
We ask for pictures of the car, registration, bank the lease is with, and miles on the vehicle to get an over-the-phone estimate. Depending on the age of the car, it could also require a visual inspection.
READY TO DRIVE YOUR DREAM CAR WITHOUT BREAKING THE BANK? CLICK HERE TO GET A PERSONALIZED, NO-OBLIGATION QUOTE TODAY!
reviews
HEAR IT FROM OUR SATISFIED CLIENTS
Sean was very helpful and patient with my hundreds of questioned. Car was delivered and numbers were exactly same as we agreed. Will Never shop for a car any other way.
Kerry Price
My Own Car Guy ClientThis is my 3rd car with Danny. Every experience has been great! I love not having to leave my house and spend hours at a dealership. He gets the best deals, great cars, and always a pleasure to work with!
Faith Failla
My Own Car Guy ClientThe easiest and best way to ever purchase a vehicle. I will never shop anywhere else.
CarolAnn Falcone
My Own Car Guy ClientI recently leased a car from MyOwnCarGuy and had a fantastic experience working with Jamie. She was highly responsive, professional, and went above and beyond to find me a great deal on an Acura that I absolutely love. Throughout the process, Jamie kept me informed and made sure everything was
Brian McCann
My Own Car Guy ClientMy 2nd time work with Danny and his team. The easiest process ever. I told them on Friday what car, trim, color I wanted and the car was in my driveway a couple of days later. Couldn’t be happier
Gerardo Quinones Jr.
My Own Car Guy Client“Piotr has helped me before in getting a car during a very difficult time. He does everything he can to get you the best deal. He responds to all your questions and i would call him again for the next car.”
Marisel Asonitis
My Own Car Guy ClientGot my new Jeep Compass delivered to my door Tuesday by Julian. I will never go to a dealer again! He found me exactly what I was looking for, the price I could afford and took my old lease back. He spent time going over the car with me upon
Linda Oconnor
My Own Car Guy ClientThis was a great and easy experience. My jeep is amazing and I am so happy. Everyone was so helpful! I will never get a car any other way! Thank you!
J Cleary
My Own Car Guy ClientAbsolute best experience possible! Jaime made it easy and painless for my wife and I to lease a Mazda CX-5!! Her knowledge of the auto market is second to none and her attention to detail is flawless! She scoured the tri-state for a great deal, and delivered that deal to
Vince Polera
My Own Car Guy ClientExperience was fantastic ! Quick and easy process my wife and I were going back and forth between two cars and our salesman Julian P was extremely helpful and patient, I’ve already referred Julian to my family and friends !
Max Colavito
My Own Car Guy Clientcontact us
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Reach out to our team today, and let's make your car leasing experience smooth, transparent, and enjoyable. Your dream car is just a form away!